Mobile banking offers speed, convenience and 24/7 access. Users can pay bills, get overdraft alerts, check their account balances, track expenses, deposit checks, and send money to friends and family ...

Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

With more than a decade of experience, Nelson covers Apple and Google and writes about iPhone and Android features, privacy and security settings, and more. Matt Elliott is a senior editor at CNET ...