Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

Caroline joined the Live 5 News team in June 2024. Professional Experience: Last year, I was the news intern for WBRC Fox 6 and WVTM NBC 13 in Birmingham, AL. News Philosophy: As journalists, it is ...