Direct student loans, provided by the U.S. Department of Education, are a cornerstone of federal financial aid, offering students a way to fund their education without the need for private lenders.

The cost of college — including tuition, housing, textbooks and other fees — adds up for families. However, students are often eligible for financial aid, including scholarships, grants, work-study or ...

・Forbearance lets you pause student loan payments temporarily but interest continues to accrue during that time. ・It should only be used for short-term hardship, since repeated or extended forbearance ...

Forbes contributors publish independent expert analyses and insights. Robert Farrington writes about higher education and student loans. Starting January 1, 2026, certain types of student loan ...

Forbes contributors publish independent expert analyses and insights. Adam Minsky is an attorney and writer focusing on student loans. The Education Department’s overhaul of virtually the entire ...

Millions of Americans with federal student loans may need to adjust their repayment strategy. The repayment plan launched in ...