With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Earlier this month, historic flooding left thousands of Milwaukee area residents with property damage. In the aftermath, many homeowners found out the hard way whether their policies would cover the ...

How much do Americans spend on home insurance? Bankrate investigates.

Readers told us how insurers are raising premiums and, in some cases, cutting back coverage, as climate change shakes up the real estate market. By Claire Brown Last month, we reported on new research ...

Home insurance gives you a crucial layer of financial protection. Ironically, it’s also a product you hope you never have to use. If you do have to file a claim for damaged or stolen property, though, ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...